Nibox is redefining the last-mile distribution of financial services in Africa. Due to low banking and smartphone penetration, mobile-only or online interface is not enough to address the market needs. Nibox is building an offline infrastructure of self-service kiosks (nibox kiosks) that provide access to digital financial services without a smartphone and a bank account. Customers can pay bills, deposit, withdraw, and onboard various financial products via a nibox kiosk. We believe in a future where Africa is cashless, but it takes time to transition from 90% cash use to a single digit. Having a reliable, easy, and affordable on/off-ramp between cash <-> digital money is crucial. Since deploying the first nibox kiosk in 2019, we have provided access and saved time to over 100K Nigerians, and we’re just getting started. Our mission is to be a bridge from cash to the digital economy for millions of people and unlock a reliable distribution for our partners.