Quite simply, we’re a community credit union. If you live, work, attend school, or worship in Yellowstone, Big Horn, or Carbon Counties, Montana, you’ve found your credit union! Membership is also open to your family members. Our Mission Statement We improve the quality of our members’ lives by delivering sound financial solutions. Who can be a member of Billings Federal Credit Union? Anyone who lives, works, worships or attends school in Yellowstone, Big Horn or Carbon Counties, Montana is eligible to become a member. Family members of current members also eligible. Why the term “Member”? Billings Federal is a not-for-profit financial cooperative. As a cooperative, the members of the credit union, the people who use its services, own the Credit Union. Why is this important? Because Billings Federal is a not-for-profit cooperative, owned by its membership, there are no stockholders that must be paid from income. Income from operations is returned to members (the owners) in the form of lower rates on loans, competitive rates on savings, fairly priced services, and by investing in technology and products that improve service. The Board of Directors is made up of volunteers from the membership. History Billings Federal was established in 1935 as a federally chartered Credit Union. In 1999 Billings Federal was granted an amended charter allowing us to serve people who live, work, attend school or worship in Yellowstone, Big Horn or Carbon Counties, Montana. In 2002 an office was opened in Billings West End, followed by a Heights office in 2004. Expect a Difference One thing that has not changed is our commitment to service and providing sound financial solutions. Over the years, our members have come to expect these things from Billings Federal. As a member, you too can depend on a full line of financial products and services, competitive rates and low fees, and personal, professional service from our staff. Federally insured by NCUA - Equal Housing Lender