Founded in 2001, East Coast Underwriters (ECU) is a Managing General Underwriter, providing Medical Stop Loss Insurance to employer groups who Self-Fund their medical benefits. Medical Stop Loss Insurance protects an employer's medical plan against catastrophic medical claims. ECU provides medical Stop Loss solutions for current Self-Funded groups, as well as groups transitioning from Fully Insured. ECU offers a wide range of products including: - Traditional Medical Stop Loss (specific and aggregate coverage) - EZ Funding (level funded traditional specific and aggregate coverage) - EZ AGG(TM) (aggregate only stop loss for first time Self-Funded plans) Blue Ridge Captive Solutions (BCRS) is a Captive program that is underwritten by East Coast Underwriters. This unique captive program allows employers to pool their risk in a protected cell. With the implementation of industry best practices and cost containment strategies, the cost and volatility is controlled while providing opportunity for profit sharing. Join an existing captive program or lease your own captive cell. Please refer to our website for more details, or consult a sales representative. ECU has partnerships with two of the strongest insurance companies in the industry. We underwrite on behalf of Gerber Life Insurance Company and Pan American Life Insurance Company. Pan American and Gerber Life insurance carriers are rated “A” (Excellent) by A.M. Best Companies.