With more than a decade of combined experience, Phil and Tom have joined forces to create a different kind of insurance experience. We are a full-service team to help you on your schedule and to ensure if there is a better option out there you know it immediately. Most insurance agent relationships end after the transaction, but not at Rain or Shine Insurance. If you have an insurance need or help moving boxes to your new house, we're here for you. We work to ensure you know what you have, before you need it. And should you have a problem, we are here for you day or night, rain or shine.