The Credit Counselling and Debt Management Agency, or commonly known as Agensi Kaunseling dan Pengurusan Kredit (AKPK), is an agency set up by Bank Negara Malaysia in April 2006 to help individuals take control of their financial situation and gain peace of mind that comes from the wise use of credit. The services provided by AKPK are overseen by BNM and run by certified financial advisors with many years of experience under their belt. In fulfilling its mandate, AKPK provides three (3) services: 1) Financial Education 2) Financial Advisory 3) Debt Management AKPK envisions being a trusted and leading authority in financial wellness, empowering a financially resilient society, and contributing to national socioeconomic goals. AKPK’s mission is to empower the community―households and SMEs―to be financially resilient via customer-centric financial education, advisory, and debt management services. AKPK Sahabat Kewangan Anda. AKPK Your Reliable Financial Partner.