First State Bank, the only bank headquartered in Tahlequah, was chartered on April 13, 1977. It has been owned by the Squyres-Wells family for 30 years and is a fourth generation bank. Although we are a full-service bank, our greatest lending strength is commercial lending. The lending team at First State Bank has an extensive background in all aspects of commercial lending, including construction, Small Business Administration, and USDA Business & Industry lending programs. Member FDIC Equal Housing Lender