On August 3rd 2018, VietCredit Finance Joint Stock Company officially appeared on the consumer finance market. It was formerly known as Cement Joint Stock Company with 10 years of operating in general financial service. That transformation of business model has marked an important milestone for VietCredit to make inroads into the attractive consumer finance market in Vietnam. VietCredit’s taking advantage of technologies, particularly AI, big data to develop financial products suitable for Vietnamese consumption demands as well as offering customers unique experience which can only be provide by VietCredit. And currently, the company highlights itself as a pioneer in providing consumer finance solutions through the Card Loan (Revolving Loan). This is the first type of Card Loan in the market offers a simple procedure, short approval time, transparent interest rates without any fees. By focusing on the convenience of customers, providing them transparency and dedication, VietCredit aims to expand access to financial services for Vietnamese people then to improve the quality for the community life. VietCredit’s goal is to become a leading financial services company which is trusted by all customers, partners and stakeholders.