Finigree engages with individuals and businesses through the Finigree Operating System (FOS) which is a solution for businesses to onboard, communicate and engage with their customers. We facilitate the secure exchange of data as well as documents and money. We solve simple problems like online applications all the way up to complex custom solutions that connect multiple parties, with multiple bank accounts delivering products or services. The FOS is the Finigree core platform and baseline product that Finigree sells to organizations to manage workflows and customer onboarding. It is a low code/no code platform that can be configured to fit most workflows inside an organization. The FOS is designed in a way that there are no shared logins, every individual creates their own login and is then invited to participate in a function. This function could be an organization or department as an employee, or an event such as a real estate transaction as a customer, lender or real estate agent. The FOS is also unique in that individuals control their data and documents. Every individual that creates a login has their own personal document storage and management system, as well as their own personal data vault. Organizations that wish to have access to an individual’s data or documents must be given access by that individual, thus the Finigree tagline; It’s Your Data…Own It!