“We never lose sight of our commitment of partnering with 3Mers through their life’s milestones.” Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million in assets serving 16,500 members around the world from our branches in 3M Center, Oakdale, Hutchinson, and our best in class digital solutions found at www.novation.org and our mobile app. Distinction is a word we use in our brand promise and we strive each and every day to uphold this commitment by: • Offering market leading rates on loans and saving solutions for 3Mers • Providing value through Novation Investment Services with the expertise our advisors have on 3M benefit options • A dedicated Board of Directors and Supervisory Committee who are fellow 3Mers advising on what is best for our current and future membership With a strong and stable balance sheet, there is no doubt that we are well positioned to continue our growth into the future. If you are a 3M employee, retiree, or even one of their family members we encourage you to stop by, give us a call or schedule a video chat. Let us show how we can help you attain your financial goals and dreams.