Struxtion is a technology enabled financial services and vertical banking solution for commercial construction. Our products are built solely for construction resulting in increased operating efficiencies, accelerated payments, and reduced risk for all stakeholders in the value chain. In general, banks provide universal offerings such as deposit accounts, payments, and debit/credit products. However, the flow of capital in the commercial construction industry is unique representing over $1 T in annual revenue and more than $4T in annual payments. The complexity of the financial supply chain and necessary risk mitigation measures that are required to protect margins further exacerbate the inefficiencies attributed to the flow of capital, a key component to keeping the gears of construction moving. In order to address these challenges, commercial construction requires specialized financial product offerings that utilize technology whiling embracing necessary construction related tools such as lien waivers, joint checks, and purchase cards. Struxtion is that solution. Leveraging embedded banking features, Struxtion’s technology platform creates construction focused offerings for general contractors such as ACH payments with embedded lien waivers, integrated early payments options, and digital joint checks. Subcontractors have access to Struxtion’s platform to receive electronic payments from general contractors, receive early payments from participating general contractors, and access project-based working capital solutions to pay for materials and labor.