Since 1981, the Rhode Island Student Loan Authority (RISLA) has been providing student and families a system of financial aid and counseling to help make post-secondary education more accessible and affordable. RISLA offers affordable student loans, loan servicing, and loan repayment services to students and families nationwide. RISLA Products & Services Educational Loans As a non-profit, it’s our goal to help you borrow responsibly and save on college costs. We provide a variety of borrowing options to fit your educational financial needs. Low Interest Student Loan Borrowing Options for: • Undergrad Students • Graduate Students • Parent Loans • Refinance Loans • Certificate Programs College Planning An education is the most valuable asset you can possess. Learn how to plan and pay for the education of your dreams. We guide Rhode Island resident parents and students We are here to guide parents and students through the FAFSA process. We offer free services to prepare you for planning and saving for college and how to make smart decisions regarding student loan debt. Refinancing Refinancing student loans with RISLA can potentially save borrowers money by replacing existing education debt with a new, lower-cost loan. It doesn’t cost anything to refinance student loans and you may be able to reduce your monthly payment or pay off your debt faster. Employer Student Loan Repayment Program Student loan repayment assistance programs allow the employer to help their employees pay off their loans faster. Employer student loan repayment is one of the fastest growing benefits among those organizations trying to overcome the dilemma of workforce talent shortages. This program also has the potential to make a big impact on workplace satisfaction and overall wellness of valuable employees. Whatever your higher education goals, RISLA is here to help. RISLA is your gateway to success.