microLEAP is a proudly Malaysian Islamic and Conventional P2P Financing platform that focuses on the microfinance sector. Having complied with the strict guidelines set by our regulator, the Securities Commission Malaysia (SC), we are the first of the new batch of approved P2P (Peer-to-Peer) Financing operators to be given ‘Go-Live’ status in October 2019. We provide Issuers (borrowers) access to microfinancing from as little as RM1,000 to RM50,000. Issuers may raise via Shariah-compliant or Conventional financing. Funding is crowd-sourced via P2P financing and P2P Investors may start with as little as RM50. microLEAP aims to be the number one P2P microfinancing platform in Malaysia, servicing micro-enterprises that may find it difficult to borrow via traditional means. It is our mission to increase the level of financial inclusion in Malaysia, which ties in well with the Securities Commission’s goals for financial inclusion and Bank Negara Malaysia’s financial inclusion framework. Besides microfinancing, our value-added services include providing Issuers with microinsurance (Personal Accident), via our Insurance Partner, at zero cost to the Issuer. We also provide online basic debt management and basic accounting video training at no extra cost to the Issuer. For those Issuers that may not have sufficient credit history, they may apply under Group Financing which follows the Grameen model of peer support. As such, our P2P Investors will not only receive good returns, but they have the opportunity to bring about a positive social impact. To further enhance the P2P Investors’ experience by gamification, we launched the League of Extraordinary Investors, whereby Investors may gain points depending on the amount, tenor and number of Investment Notes they invest in. Points will lead to lower fees as they move up our rankings of Rookie, Apprentice, Champion and Sifu.