Founded in 2006, BWISE has rapidly grown to establish itself as a leading mobile solution provider in Latin America. Throughout the past decade, BWISE has specialized in bringing proprietary, turnkey solutions to major MNOs, Financial Institutions and Retailers providing them not only with technology but also with the creation, integration and management of agent networks designed for electronic product distribution. BWISE integrates and manages more than forty-five thousand agents in Ecuador. Its network distributes airtime e-top-up, micro-insurance products and prepaid TV. The company has 80 employees and operates in Ecuador and other countries in America. BWISE has also gained important presence in Latin American markets, as a pioneer in the development and implementation of mobile payment acceptance solutions. BWISE, based on two fundamental principles of commerce which are sales and payment acceptance, currently runs two Lines of Business (LOB) using mobile technology. Each LOB manages its own suite of products and services and is responsible for product development, marketing and sales.