Rise Above Debt Relief is probably the most honest and ethical debt settlement company in America. They were named by Goldline Research as one of the 2009 Top Debt and Credit Companies in American. Also in 2009, Rise Above Debt Relief was a finalist for Customer Service Department of the Year at the American Business Awards, Stevie Awards. Rise Above Debt Relief offers a $25,000 guarantee to anyone who enters the program, that they will save at least 30% on their debt.