Farmers & Merchants Bank is a time-tested, solid organization full of leaders you can trust. Our rich history of helping customers achieve success is proof to the fact that we know banking. As a hometown bank, Farmers & Merchants simply offers everything a large bank does and more, with a personal touch. We have the flexibility to provide products and services that are important to you. At Farmers & Merchants Bank, you’ll find friendly customer service, the newest in technology and products, reinforced by thoughtful bankers who care about you and your community. Farmers & Merchants Bank — Smart Bank. Smart You.