MCSC believes in delivering simple, effective and long-lasting solutions to complex problems. All efforts should be driving towards demonstrable value however value is defined. Hence, MCSC: Make Common Sense Common MCSC Consulting is a private company, focusing on delivering a wide range of consulting and contract services within the financial services and insurance spaces. The areas of service include: • Balance sheet management and capital optimisation • Solvency Assessment and Management (SAM) focused investment strategies, corporate governance and operations • Asset liability matching and dynamic hedging programs • Insurance product development, modelling and risk management • High performance quantitative model development and implementations • Retirement Fund administration and management MCSC is totally independent of all insurers, managers and consultancies. MCSC was founded and is operated by Gareth Watson, whose professional profile follows.