For over 60 years, The California Mortgage Bankers Association (California MBA) has been the leading statewide advocate for the residential and commercial real estate finance industry, representing its members before all government and regulatory agencies. Headquartered in Sacramento, California, The California MBA promotes fair and ethical lending practices through a wide range of educational programs, services and industry publications. The California MBA provides its members a competitive edge by effectively aggregating political, economic and marketing power. Its membership of companies includes all elements of real estate finance—residential, commercial/multi-family, and industry service providers.