CapitalExpress, by Capstone Banktech is a turnkey solution that allows financial institutions to lend against Account Receivable. CapitalExpress partners with financial institutions to provide the software, sales, marketing, operations, best practices and industry knowledge to be the most profitable and secure lending division of the bank. We are your AR lending department partner. Full Service Accounts Receivable Lending Solution… Your Loans, Your Decisions, Your CapitalExpress… Powered by Capstone Banktech.