Provident Financial Bulgaria is part of International Personal Finance plc, a leading international provider of consumer credit listed on the London Stock Exchange and one of the biggest British employers in Central and Eastern Europe. The IPF group has over 2.8 million customers worldwide and, besides Bulgaria, it successfully operates in Poland, the Czech Republic, Hungary, Slovakia, Romania, Lithuania, Latvia, Estonia, Finland, Spain, Australia and Mexico. Provident Financial Bulgaria offers transparent and flexible financial products and strives to take responsible and ethical lending decisions. Our aim is to responsibly service an increasing demand for shorter term, lower value loans by making it very clear to the customers what our charges are and by placing affordability to the centre of our credit decisions. IPF launched its operations in Bulgaria at the beginning of September 2013 and already has 9 branches covering more than 30 cities.