In India credit co-op. sector developed to help the peoples of low income group whom banks generally do not gives loans because of risk, they are taking loans from the financiers at high interest rates. So society is the better option to help them. Society generally gives a wide range of banking and financial services like Loans, F.D., R.D., Saving, Insurance etc.. Generally Co-operative Credit Society is formed by members, who are at the same time the owners and the customers of their Society.