Shree Mahakali Co-op Credit soc. ltd is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds. At SMCL we truly believe that Progress is not just about achieving today what you dreamt of yesterday. Instead it’s about achieving your milestone and then moving on to the next one in life. Agility of the small bank with the ability of the large bank has been SMCL enduring heritage new.