For as long as we remember businesses and individuals struggle to manage their accounts in a cash economy; they are occasionally unable to collect money owed due to lack of proper agreements that sets out lending terms and conditions and to have proper reporting systems to manage accounts and allow for smart planning, besides they do not have a debt management policy in place that sends automatic reminders to debtors and as a result. Matensa was designed after we have seen and experienced many issues where businesses and individuals were not able to collect money owed due to the non-commitment of some individuals, manipulating and denying agreements, journals lost, stolen or damaged, or lack of proper bookkeeping. This has resulted in not merely financial but legal and social issues as well. Matensa offers a financial and social solution. Matensa is powered by Arab World Innovation Technologies