DCLA® provides customized management of stock and bond portfolios for our clients. We seek to provide equity returns above the Standard & Poor’s 500 stock index, but allocate clients’ capital between common stocks and fixed-income securities in accordance with their risk tolerance and their investment objectives. Our clients generally own individual common stocks and fixed-income securities. We do not invest in or sell any financial products such as mutual funds, annuities, insurance, and so on, nor do we collect any commissions from any activity.Our firm’s only revenue comes from the investment advisory fee we charge to manage our clients’ portfolios.