Every organization has a reason for being in business, and ours is very simple. Over the past decade, and especially with the implementation of the ACA (Affordable Care Act), Employee Benefits Programs have changed drastically. Our team recognized the need for educated benefits consultants who understand the evolving laws and the compliance liabilities, as well as the responsibility for insurance professionals to educate and provide guidance to business owners and their employees. Under the expert leadership of Jason Gard, we came together to redesign the way employer groups view and navigate employee benefits. We see our clients as true partners striving for the same results. It is our goal to offer original and innovative alternatives that are compliance driven, cost-effective and culture enhancing solutions. As an independently owned agency, we answer only to our client partners, their employees and our strategic vendors.