GHS Federal Credit Union is a not for profit, full-service financial institution that was federally charted in 1940 and community chartered in 2002. With more than 16,000 members and more than $130 million in assets it serves Broome, Chenango, and Tioga counties. GHS embraces the fundamental philosophy of the credit union movement - not for profit, not for charity, but for service. GHS’s experienced leadership team and staff are very knowledgeable and friendly. We offer competitive rates, and an array of affordable products and services to help you meet your financial goals.