Beneficial Insurance Solutions is a small, independent company where personal service & long-term relationships are more than just catch phrases. We like to get to know our clients, have a little fun in our work and do our best every time. We see every new client as someone we still want to be working with years from now – and that’s usually what happens. Our History: In 2003 & 2007, Ron Farrell purchased Bencharski Insurance & Caldwell Insurance respectively. After several improvements to the businesses he acquired, Ron felt it was time to shape a new identity. We believe that the term “Beneficial” really speaks to what we are here to do – provide appropriate coverage, while respecting the value of your dollar. We are here to benefit you.