We offer alternative financing for your California real estate needs. We finance primary residences/owner occupied purchases & refinances, investment/non-owner type properties, single & multi-units, some commercial and some land. If your client is having difficulty getting approved for a loan, contact us as we can help increase your transaction success rate! We are a family owned and operated California company since 1988. We are fully licensed for California with the Bureau of Real Estate (BRE) and the Nationwide Mortgage Licensing System (NMLS)- CA DRE license #01464899 and NMLS #360993. Despite difficulties to qualify for bank or conventional loans due to credit, difficult-to-prove income for those self employed, condition of property, fast loan needed, etc. our loan programs can be of help! We work with many Brokers/Lenders and Realtors to help get their clients' mortgages & real estate loans approved & financed. Our Alternative Finance programs are known as hard money or private money loans. These are mortgages done by individuals. We connect up borrowers who have equity in their home or a decent down payment on a purchase, with our private investors. Instead of getting a mortgage from the bank you get a mortgage from an individual and as the Broker, we ensure all laws and regulations are followed for both sides - keeping things safe.