TIRANA FACTORING & LEASE Sh.A. (TFL) (previously ProFactoring Albania) is a non-bank financial institution, specializing in factoring activity (invoice discounting, forfeiting, B/L financing, promissory note discounting) and leasing activity. TFL has started its activity in June 2012 and the company has been licensed by the Central Bank of Albania for factoring and leasing activity. The company intends to continually generate new clients through detailed comprehensive strategy development, in a combination of common shareholders, employees, and business partners. TFL strategic objectives are: - Fast service and totally meet customer expectations - Applying prudent risk assessment and lending analyses and for the top 10 clients be able to grant pre-approved financing (applicable to the reverse factoring scheme). - Helping our customers develop a financially stable cash flow company that generates value for them and their clientele. The preferred outcome will make it possible to expand our client's qualitative presence in the market and progressively increase their market share. TFL is the key to your cash flow success.