Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19,000+ membership includes current, former & retired teachers, school staff, administrators, and their families, in the 28 Western CT towns we serve. Our volunteer Board of Directors is comprised of current and retired educators from the schools we serve. Our member-based leadership ensures the provision of the best available products and services for our Members’ needs. WCTFCU is based in Middlebury, CT with a second branch in Danbury, and a virtual branch on your smartphone, tablet & computer. WCTFCU is virtually everywhere our members go - through our website, online banking, mobile app, #800, social media.