Independent and Transparent We are set apart from traditional employee benefits consulting and brokerage firms by our steadfast determination to operate with complete independence and transparency. This means we do not accept conflict of interest bonuses or commissions for placing coverage on behalf of our clients. Our fair flat fee allows us to provide unbiased, independent advice with only the needs of our client in mind. Exceptional Value We believe employee benefits thrive using the same forward-thinking principles employed by leading innovators across industries. To do that, we engage the best and brightest resources to deliver exceptional value to our clients. We can do better by thinking big, striving for creative solutions and employing an innovative, entrepreneurial mindset to employee health, financial, fitness and lifestyle rewards.