Carolyn ‘CJ’ Matthews and Robert Bernard are co-founders of YourSmartWealth.com, a national program and podcast created to teach small business owners and entrepreneurs how to grow their business profits and retire faster, smarter, and wealthier. By bringing you integrative wealth strategies that most small business owner don’t know or have the time to learn, CJ and Robert share proven steps that can shortcut your path to retirement and lead to time and money freedom. They are committed to supporting people in their goals of having more than enough cash and income for their “retirement” and the time freedom to enjoy it.