With over 35 Years of Experience and located just north of Boston, in Reading, Massachusetts, Universal Finance Corp. is a Direct Funding Source. We have been a premier lender for the construction industry as part of a “One Stop Shop” for New England’s finest contractors since the early 80’s. Our extensive experience in the construction industry gives us a unique edge when relating to our customers. Universal Finance Corp. will travel to meet new customers, to gain a better understanding of their operation and to inspect the equipment. Our decision to finance a new customer is done internally and is determined by the “3 C's - Credit, Collateral & Character.” This approach solidifies our relationship with the thousands of contractors we have financed over the years. The foundation of our business is built on client relationships, convenient financing and fast turnaround. Our willingness to work with and understand our customers, gives us the unique ability to provide borrowers with the capital they need to secure jobs, purchase equipment, and get their hands on working capital. As all decisions are made “in-house,” you will never wait long for an answer and we'll work hard to provide you with capital as fast as we can. In today's economy, many contractors struggle to find capital for crucial purchases of equipment, trucks, and trailers. However, at Universal Finance, we understand the equipment and the needs of contractors. Our experience with business owners and our knowledge of equipment gives us the opportunity to work with you to provide fast and reliable funding in order to acquire the equipment you need, when you need it, to keep your business moving forward.