VBC is an independent full-service risk management consulting firm servicing financial institutions ranging in size from de-novos to super-regionals with total assets greater than $50B. VBC offers six primary services: 1. Asset-Liability Management 2. CECL 3. Deposits & Loan Analytics 4. Financial Crimes (BSA/AML/Fraud) 5. Model Risk Management 6. Model Validations The founding partners and staff of VBC have been providing financial risk management and consulting services for over twenty years, and previously held senior risk management and financial positions at community, national and global banks. Our industry experience allows us to ensure that, in addition to meeting regulatory requirements, all of our work is performed from a practitioner’s point of view. This helps us to deliver unique value-added insights that only a model practitioner can provide.