Our passion is helping people. One of the biggest stressors in many peoples' lives is money... or more specifically, debt. We have the training and experience to help relieve that stress. At Charla Smith & Company we take great pride in identifying solutions that recognize your unique situation - whether that involves advice on budgeting or talking to your creditors, a creditor proposal, or bankruptcy, we will work with you to the option that achieves the right result. We provide free, confidential, no-commitment consultations. The first step is just a call, text, or email.