Grafton, LLC dba Grafton Consulting is a boutique specialized risk management firm. It provides strategic consulting services for organizations that sponsor 401(k), 403(b), ESOP 409A [e.g. a Deferred Compensation], Defined Benefit and various short and long-term cash and stock incentive compensation programs for executives and various other employee strata. Its insurance brokering services are offered through Riggs, Counselman, Michaels & Downes. Investment advisory services through Global Retirement Partners, LLC a SEC Registered Investment Advisor and wholly-owned subsidiary of LPL Financial, itself a member of FINRA/SIPC. Grafton, LLC, RCM&D, Global Retirement Partners, LLC and LPL Financial are separate non-affiliated entities.