Waleteros provides an easy, quick, transparent, fair, trusted, low-cost, human way for underbanked consumers to access and move money. WALETEROS: THE WHY The banking system in the U.S. and across North America can be intimidating and unwelcoming to the working class. Many of the products and services most needed by low-income and immigrant populations aren’t offered, such as immediate check cashing, low-interest microloans, bill pay, or inexpensive money transfers. In-person customer service in the hushed lobbies of banks feels cold and impersonal, even alienating, while online help is more frustrating than helpful. Hidden fees take money from people who can least afford it. Check cashing stores in the United States (and similar businesses in Latin America) have somewhat filled the gap, but at a steep cost to the consumer. These service providers offer a more welcoming atmosphere, but the long lines (especially on payday!), excessive fees and inconvenience are a waste of time and money. Waleteros was created to provide an easy, quick, transparent, fair, trusted, low-cost, human way for low-wage workers in Latin America and the U.S. — both the unbanked and the underbanked — to access and move money. Its trusted platform and personalized customer service quickly and inexpensively give people access to cash and credit, allowing them to live easier and less stressful lives. They can cash a check in minutes and have access to their money right away; they can pay a bill or send money to friends and family abroad—even if they don’t have a social security number. Unlike other products, Waleteros is totally transparent and its fees are minimal. Waleteros believes in what it calls the “Waleteros Lifestyle.” The mission of the company is to take the frustration, stress and inconvenience out of financial transactions so its customers can enjoy their lives with the peace of mind that their money is readily available and secure.