Saigon – Hanoi Commercial Joint Stock Bank (SHB) was established under Decision No. 214/QÐ-NH5 dated 13 November 1993, Decision No. 93/QÐ-NHNN dated 20 January 2006 and Decision No. 1764/QÐ-NHNN dated 11 September 2006. Business Registration Certificate No. 0103026080. After more than 18 years of establishment, development and growth, SHB continuously makes its efforts to bring to its loyal clients banking services with best quality and with the most professional manner. To reach the targets of becoming a modern multi-functional retail bank by 2012 and a strong financial holding group by 2015.