In the life and disability insurance industry since 1982, Brassard & Associates, LLC, was opened in 1994 to better meet the needs of Jim Brassard's clients and the changes taking place in the insurance industry. “We felt that we needed to become more independent of the insurance companies, choosing which companies could excel in products, pricing and service for our clients. The days of selling only one company’s products to all our clients are over. We sell what is in the best interest of our client.”