F&I is a specialist underwriting and risk manager offering a full range of comprehensive insurance and risk solutions for the commercial, industrial, manufacturing and hospitality sectors. We place emphasis on our clients’ compliance with statutory and regulatory legislation. Our experienced personnel provide professional risk assessment and tailored risk management services for the protection of intermediaries’ interests and clients businesses. No one has better first-hand knowledge of the inherent risks of industrial enterprises than we do. Our target markets are Commercial, Industrial and specialized Hospitality (commercial thatch) industries. Our focus is on risk management in order to assist our clients with risk mitigation and compliance. F&I are proud to be a coverholder at Lloyd’s. Lloyd’s is the world’s specialist insurance and reinsurance market, bringing together an outstanding concentration of underwriting expertise and talent. It is often the first to insure emerging, unusual and complex risks. F&I are delighted to have Tysers as our broker. Founded in 1820, Tysers is a leading independent international Lloyd’s broker that is based at the heart of the world’s premier insurance market in London. Tysers employs some 220 people; handles around $700 million of annual premiums; and works with leading insurance markets worldwide to deliver risk solutions to a global client base. Our Risk Carriers: Novae The Novae Group delivers insurance and reinsurance underwriting expertise to international and UK provincial markets. Kiln Founded in 1962, Kiln Group Limited is an international insurance and reinsurance underwriting group offering a wide portfolio of specialist risks.