WorkersChoiceUSA is a financial services firm that provides businesses with a customized, fully funded, completely risk-free Financial Services Program to enhance their employee benefits packages. Our team consists of a diverse group of Payroll, Human Resource and Accounting professionals whose combined career and life experiences provided the genesis of the WorkersChoiceUSA Benefit Program. As employees ourselves, we have encountered the same short-term cash-flow challenges as most American workers, and can remember many times when we experienced the need for more cash than our paycheck cycles would allow. Whether we worked for companies who offered no financial services in their employee benefits packages, or very limited ones, our memories of the stress and embarrassment of not having enough money for life’s unexpected emergencies led us to a unanimous conclusion: We need a benefit that will provide employees with a cost-effective, confidential and convenient process of receiving a loan on their wages, but requires their employers to do very little work and assume NO financial risk. We believe WorkersChoiceUSA will enhance the lives of any business workforce by providing eligible employees a payroll-deduct alternative to high-cost loans, bank fees, and credit-card loan rates. We are very proud to offer this service to our fellow hard-working Americans and will continue to develop programs that provide businesses with solid tools for decreasing their employees’ financial-related stress at work while, at the same time, improving their financial outlook.