At Chaffey Federal Credit Union Your Financial Well-Being is Our Objective Chaffey Federal Credit Union (CFCU) has provided personal financial solutions and quality service since 1964. As a not-for-profit, federally chartered, full service financial institution owned entirely by our members, our main objective is to help our member/owners achieve and maintain financial well-being. We provide a wide variety of FREE and low-cost financial services, plus low loan rates and competitive savings rates. And, we provide the best personalized service in town! When you open a regular share savings account, you become a shareholder, meaning that you are one of the Credit Union's owners as well as one of its members. You have the right to vote for the Board of Directors each year and to run or volunteer for office yourself, if you choose. Because the Credit Union returns its earnings to its members as dividends (after expenses and reserves), the Credit Union is able to offer higher savings rates and extremely competitive loan rates as well as numerous free and low-cost financial services. Chaffey Federal Credit Union is one of the safest financial institutions in America. Your aggregate savings deposits are insured up to $250,000 by the National Credit Union Administration (NCUA ), an agency of the federal government. American Share Insurance provides an additional $250,000 in coverage — for combined coverage of up to $500,000. IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)