Community banking is not just about the consumer choice, it's a spirit that drives our entire industry. ICBA/NM's member banks are headquartered in communities all across our state. Our rotts run deep. New Mexico's community banks eploy thousands of New Mexicans, provide professional, personal financial services for consumers and small businesses, and make banking decisions right where their customers live and work. That's an important distinction in today's marketplace. Further, community bank directors, officers, and employees take an active interest in their communities are deeply committed to the neighborhoods they serve. ICBA/NM believes these contributions to our communities are well worth preserving. It's all part of the Spirit of Community Banking.