Insurance Risk & Claims Management Ltd (IRCM) is an independent specialist Marine Insurance broker providing insurance services to the leisure and commercial Marine Sectors. IRCM also delivers comprehensive insurance programmes to marine-based clubs and individual yacht & boat owners. Clients working with IRCM benefit from working with a specialist team of brokers that have access across the spectrum of the Marine Insurance Market as well as competitive and exclusive in-house rates. You will also benefit from the services of a dedicated in-house claims team when you need to call upon your insurance in the event of a loss. IRCM is part of the KGJ Group of Companies and is Authorised & Registered by the Financial Conduct Authority (FCA).