Xformative eliminates limitations and empowers embedded financial services via our cloud-native issuer processor platform, architected with a unique suite of modular APIs that can be configured to almost any use case. Our headless platform is fully elastic and scales rapidly while still retaining the processing speed you require, even for programs with complex authorization logic. Our built-in ledger is capable of calculating a real-time dynamic balance for all transactions to provide you with the source of truth you need. The Xformative payments-as-a-service platform provides your business with exponential power to achieve your product innovations while at the same time integrating payments into your economic engine.