Traverse City State Bank, a Michigan banking corporation, is a wholly-owned subsidiary of TCSB Bancorp, Inc. Traverse City State Bank provides a full range of commercial and consumer banking services for small to medium size businesses as well as individuals. The strategic focus of the bank is to build asset growth by providing customized service that meets the lifestyle needs of those living and working in the Grand Traverse Region. Traverse City State Bank provides a full range of commercial and consumer banking services for small to medium size businesses as well as individuals. The strategic focus of the bank is to remain locally owned and operated; to keep decisions, money and success local; and to build asset growth by providing Business Guidance, Homeowner Solutions and Personal Accessibility to our clients.