Cash Perks is a unique new way of giving anyone instant access to cash, anytime and anywhere. It lets you send funds via SMS message allowing the recipient to withdraw cash instantly from over 17,000 participating ATMs across the UK without the need for a card or bank account. It is an ideal solution for: Emergency Cash Payments - a convenient way to get cash immediately to beneficiaries for hardship grants and other welfare payments. Consumer Incentives and Rewards - offers an innovative solution to reward and engage your existing customers as well as acquiring new ones. Loan disbursement and saving withdrawals - for financial institutions such as Credit Unions and CDFIs to transfer cash funds instantly to their customers.