Twelve is an international payment system that brings together professionals in the development and implementation of financial technologies that comply with international standards and payment systems requirements. Twelve is a payment service facilitator for banks, merchants and other e-commerce entities. We develop infrastructure for participants and users of banking payment products in Europe, US, CIS and other countries around the world. The company is licensed as MSB (Money remittance, Forex dealing, Crypto exchange), directly integrated with the largest banks in Europe. Twelve helps to implement custom functionality for any member of the payment infrastructure. The company's technical solutions meet the regulatory requirements and quality standards of international payment systems.