Merchant Services: Working with six different banks to offer you an overall cost reduction. Analysing your trading patterns and business needs. - ave 38% reduction in the overcharging your currently facing. Wholesale Utilities: If you're in the last year of your contract, we can lock in todays rates for when your contract expires - ave 27% Saving Business Cash Advances: Free up future card takings money now. Advance upto 120% of your average monthly turnover. FIxed totoal cost, no APR, income tracking payments (no fixed monthly payments,) choose your repayment rate.