Joseph Krar & Associates , Inc. was established in July of 1993. We are an excess and surplus lines wholesale facility assisting Agents in Connecticut, Massachusetts, Rhode Island, New Hampshire, and Maine with the placement of their Commercial, Professional, and Personal Property/Casualty risks. Since the inception of the Company, we have been dedicated to providing the best possible service and products to our Agents while maintaining a “family” atmosphere. Since becoming Vice-Presidents at our company, Jeff & Carolyn have added their personal touches in maintaining the standards of service and professionalism that the Agency was founded on in 1993. The continued expansion of products has fostered our growth into a full service Company with over 30 employees serving Agencies throughout Connecticut, Massachusetts, Rhode Island, New Hampshire, and Maine. Over nearly the past 30 years, our Company has earned an excellent reputation as both a Surplus Lines Broker and Managing General Agent. We combine knowledge, underwriting skill and experience in the placement of each account. Joseph Krar & Associates, Inc. strives to provide our customers with the highest quality service, the broadest range of products and the best carriers available so that we can be your surplus lines wholesaler of choice in the placement of your client’s business.