GROWISHPAY is the leading Italian Embedded Finance Enabler. We offer Seamless, faster and smarter fintech as a service. Hassles free and ready made Embedded Finance and Bank as a service integrations. Some typical examples are solutions for Crowdfunding, Fundraising, Marketplace, Credit & tax credits, Lending, Group payments, Split payments, Escrow, Pay-by-link, Omnichannel gift registry, E-wallet management solutions, loyalty, close-loop payments for retails, bank-as-a-service, neobank, credit card programs, lending, etc. Our business model is validated by over 250.000 users who have transacted over € 80 of payments transactions on proprietary platforms and on those of over 1500 merchants who use whitelabel solutions including OVS, Mediaworld, Lastminute.com, Volagratis, Uvet Travel Network, LoveTheSign, Musement, Nexi SmartPos and others. Our aim is to offer Fintech-as-a-service: By integrating the best PSD2 Open Banking, payment and Bank-as-a-service solutions, we provide ready-to-use modules, APIs, SDKs and SaaS platforms that allow our clients to quickly and easily embedded finance solutions. GrowishPay has received funding of over € 2.3M from major investors such as Digital Magics, CDP, Fabrick (Banca Sella Group), Club Degli Investitori, R301 Capital, Boost Heroes and important angel investors. Recently, GrowishPay launched SCUOLAPAY, a unique APP for 6.8M Italian parents who have to pay € 3.5 billion each year for school activities.